Greenify Home Loan
Greenify Home Loan
A new loan offering from NBCU available at an interest rate of 5.6% APR Available for energy upgrades and deep retrofits.
Naomh Breandan Credit Union is a part of Greenify which is a nationwide initiative designed to help members access affordable finance for energy improvements and to take meaningful climate action. The Greenify Loan is available for deep retrofits and a variety of home energy upgrades. This includes any type of work that improves the energy (BER) rating of your home such as solar panels, insulation, new doors or windows, heat-pumps, smart energy controls, boilers, etc.
Greenify Loans can be used for a range of upgrades including but not limited to:
No BER assessments or one-stop-shop supports are required, as long as the purpose of the loan is for energy improvements you may be eligible for a Greenify Loan (subject to approval). Contact the team in Naomh Breandan Credit Union to find out more.
Find out more about Greenify
The Greenify Home Loan is available to members who are planning to undertake a house project or renovation that will improve the energy efficiency of their homes. Click the button to see the full Greenify Home Loan Guide.
- Borrow up to €100,000
- Maximum repayment term: 10 Years (120 months)
- Personal service from your Credit Union
Discover SEAI Grants
Visit the SEAI website to find out more about grants for home energy improvements.
Below you can find some key highlights and links to specific SEAI energy grants.
Solar Panels
Generate your own electricity and cut your energy bills with solar panels. The SEAI grant offers up to €1,800 to help cover installation costs, making it easier to switch to clean, renewable energy.
Insulation
Upgrading your attic or roof insulation can reduce heat loss by up to 30%. SEAI offers grants up to €1,500 for attic insulation, €1,700 for cavity wall, €4,500 for internal and €8,000 for external wall insulation.
Doors & Windows
Energy-efficient windows & doors help cut heat loss and external noise by up to 10%, making your living space warmer and quieter. SEAI grants can help you invest in long-term energy savings.
Heat Pumps
Heat pumps offer a cleaner, more efficient alternative to oil or gas heating and can reduce costs. The SEAI grant provides up to €6,500 to support installation, making it easier to switch to sustainable heating.
Calculate Your Loan Repayments
Apply for a loan today with interest rates that suit you!
Maximum Loan Term :
5.6%
5.6%
5.6%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Representative Example
A representative example is a term used in financial regulations. The example will help to show you the typical costs associated with a loan for a certain amount.
Loan Amount
€20,000
Rate of Interest - APR
5.6%
Loan Term
5 years (60 months)
Total Interest
€2,921
Monthly Repayment
€382
Total Cost of Credit
€22,921
Loan Application Process
Step
1
Become a Member
Join Naomh Breandan Credit Union and avail of numerous tailored benefits, outstanding customer service and amazing community
Step
2
Calculate your Loan
Estimate how much you could borrow and calculate your repayments: weekly, fortnightly, or monthly using our online calculator
Step
3
Apply for Loan
Apply for your loan in-person, over the phone or from the comfort of your home through our mobile app or online loan application form.
Step
4
Sit back and relax
Voilá! You are done! Our team are now reviewing your application, we will be in touch shortly to confirm your loan application.
Documents We May Require
- Payslips 3 most recent
- Bank Statements 3 months most recent and up-to-date
- Proof of ID Passport / Drivers Licence / ML10 Form
- PPS Number on official document
Other information may be requested depending on the loan type and amount of the loan
These documents can be uploaded online with the Document Uploader
Ready to Apply?
To log into your online banking you will need your
- Member Number
- Date of Birth
- Online Pin Registration.
Once logged in to your banking area simply select ‘Apply for a loan online’.
Apply NowNaomh Breandan Credit Union Limited is Regulated by the Central Bank of Ireland. Reg No. 135CU. All Greenify Credit Unions are regulated by the Central Bank of Ireland. All Loans are subject to approval. Terms & Conditions Apply. Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may limit your ability to access finance in the future. The loan calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. For more information, please contact us at 091 841 773 or at info@naomhbreandancu.e
