Education
Flexible. Designed to suit the needs of the students and parents
Primary School - Secondary School - Third Level - Apprenticeships - Green Cert - Post Graduate - Online - Part-time - PLC - Others
Your credit union has designed a whole new pack to cater for all strands of education for all ages. This Educate pack provides finance to all ages wishing to participate in education. Eligible members can borrow for a wide range of educational needs.
Primary School - Secondary School - Third Level - Apprenticeships - Green Cert - Post Graduate - Online - Part-time - PLC - Others
Our philosophy has always been to look at things differently. We understand the positive effect an "Educate Loan" can have on your life, giving you peace of mind and independence, so we always look at your whole story. We only propose student loans with realistic terms, which you can pay back in a way that works best for you. We don't charge administration fees or transaction charges and you can pay back your student loan early without penalty, if that becomes an option.
Remember, you are not a customer, you are a valued member. Our "Educate" loan can help you in many ways, whether it’s to pay for registration fees, rent, books, course material or just living expenses.
Doing it your way
Educate offers a wider range of options. If you are not going to college but taking an apprenticeship instead, this loan will suit you. We encourage all people involved in education and training or intending on getting involved to call in for a chat. This product was designed to suit all areas of education.
We encourage all our members to avail of our Online & Mobile App Banking which will facilitate you to take control of your banking no matter where you are. Whether you are involved in training on a part-time basis or a full time student, Educate is the loan product for you.
Why choose Educate
- There are no administration charges, hidden fees or transactions charges.
- We offer a fair and reasonable interest rate @ 6.2%apr for our Educate loans
- Repayments are calculated on your reducing balance, so you pay less interest with each repayment.
- You can pay off your Educate loan early, make additional lump sum repayments or increase your regular repayments, without a penalty. Other lenders may charge you extra for paying them back faster!
Loan Application Process
Step
1
Become a Member
Join Naomh Breandan Credit Union and avail of numerous tailored benefits, outstanding customer service and amazing community
Step
2
Calculate your Loan
Estimate how much you could borrow and calculate your repayments: weekly, fortnightly, or monthly using our online calculator
Step
3
Apply for Loan Online
Apply for your loan from the comfort of your home with our new online loan application. Upload all your loan documents through our mobile app - no paper no stress!
Step
4
Sit back and relax
Voilá! You are done! Our team are now reviewing your application, we will be in touch shortly to confirm your loan application.
It's quick and simple to apply online for a loan!
Apply for your loan from the comfort of your home or on-the-go. Alternatively, come into our office to speak with a member of staff and apply for a loan in person.
If you are unsure about your documentation, or still have other questions, click on "Contact Us" button below to send us a message.
Calculate Your Loan Repayments
Apply for a loan today with interest rates that suit you!
Maximum Loan Term :
6.2%
6.2%
6.2%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
The benefits of an Educate Loan with us are
Simple and quick loan application process
Loan repayments scheduled to suit you
There are no hidden fees or transaction charges
Life savings and loan protection insurance provided at no extra cost
We offer very competitive, reasonable and fair rates
Easy application online or in branch
Representative Example
A representative example is a term used in financial regulations. The example will help to show you the typical costs associated with a loan for a certain amount.
Loan Amount
€10,000
Rate of Interest - APR
6.2%
Loan Term
5 years
Total Interest
€1,586
Weekly Repayment
€45
Total Cost of Credit
€11,586
Documents We May Require
- Payslips 3 most recent
- Bank Statements 3 months most recent and up-to-date
- Proof of ID Passport / Drivers Licence / ML10 Form
- PPS Number on official document
Other information may be requested depending on the loan type and amount of the loan
These documents can be uploaded online with the Document Uploader
Ready to Apply?
To log into your online banking you will need your
- Member Number
- Date of Birth
- Online Pin Registration.
Once logged in to your banking area simply select ‘Apply for a loan online’.
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