Local Farm Finance
Cultivate is a national loan offering that provides short to medium term loan opportunities built specifically around the growing needs of our farming members.
Cultivate offers our farming members repayment schedules to suit you. Half yearly, annually or structured around your farm income. Talk to us today about a Cultivate loan!
Cultivate is our product that enables us to build a relationship with our farming members to help develop and future proof their business by providing quick and easy access to finance.
Visit cultivate-cu.ie to find out more.
Whatever your needs
- Invest in new or second hand machinery
- Increase cashflow
- Upgrade your buildings and facilities
- Purchase additional livestock
- Obtain working capital
Why choose Cultivate
- Simple and quick loan application process
- Loan repayments scheduled to suit you
- No fees
- Life savings and loan protection insurance provided at no extra cost
- Competitive interest rate
Loan Application Process
Become a Member
Join Naomh Breandan Credit Union and avail of numerous tailored benefits, outstanding customer service and amazing community
Calculate your Loan
Estimate how much you could borrow and calculate your repayments: weekly, fortnightly, or monthly using our online calculator
Apply for Loan Online
Apply for your loan from the comfort of your home with our new online loan application. Upload all your loan documents through our mobile app - no paper no stress!
Sit back and relax
Voilá! You are done! Our team are now reviewing your application, we will be in touch shortly to confirm your loan application.
It's quick and simple to apply online for a loan!
Apply for your loan from the comfort of your home or on-the-go. Alternatively, come into our office to speak with a member of staff and apply for a loan in person.
If you are unsure about your documentation, or still have other questions, click on "Contact Us" button below to send us a message.
Calculate Your Loan Repayments
Apply for a loan today with interest rates that suit you!
Maximum Loan Term :
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
The benefits of a Cultivate Loan with us are
Simple and quick loan application process
Loan repayments scheduled to suit you
There are no hidden fees or transaction charges
Life savings and loan protection insurance provided at no extra cost
We offer very competitive, reasonable and fair rates
Easy application online or in branch
A representative example is a term used in financial regulations. The example will help to show you the typical costs associated with a loan for a certain amount.
Rate of Interest - APR
Total Cost of Credit
Documents We May Require
- Payslips 3 most recent
- Bank Statements 3 months most recent and up-to-date
- Proof of ID Passport / Drivers Licence / ML10 Form
- PPS Number on official document
Other information may be requested depending on the loan type and amount of the loan
These documents can be uploaded online with the Document Uploader
Ready to Apply?
To log into your online banking you will need your
- Member Number
- Date of Birth
- Online Pin Registration.
Once logged in to your banking area simply select ‘Apply for a loan online’.Apply Now
How to Sign a Document
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