SEPA Instant Payments

SEPA Instant Payments

SEPA Instant — is a payments scheme that lets you send and receive euro payments in under 10 seconds 24/7, 365 days a year.

What is SEPA Instant?

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With the introduction of Instant Payments Regulation in 2025, sending and receiving funds with Naomh Breandan Credit Union will be faster than ever. SEPA Instant — is a payments scheme that lets you send and receive euro payments in under 10 seconds 24/7, 365 days a year.

There will be no need to install extra apps, as the additional functionality will be available in your online or mobile banking access to allow you to send and receive euro payments across the Single European Payments Area (SEPA Zone) in under 10 seconds. You can send and receive payments instantly at any time including weekends.

You will receive immediate confirmation on successful completion of the payment, giving you peace of mind that your payment has been delivered successfully. SEPA Instant makes managing your money faster, easier, and more convenient than ever.

There are no cut-off times for Instant payments made through online banking. Subject to internal controls and validations you can set up a payment on any day, at any time, and it will be processed instantly.

However, cut-off times do apply to payments made in person at your Credit Union.

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Click the links below for more Information