Loans
Finance to suit You
Managing your money can be pretty challenging and we know that a loan can help smooth out life's bumps.
Our Loans
At Naomh Breandán Credit Union, our loans are designed with you in mind. Whether it’s for education, a new car, home improvements, or unexpected expenses.
Car
Cultivate
Personal
Education
Home Improvements
SBCI - HEULS
Community
Secured
First Time Borrower
Solar Panel
You must be a member to apply for a loan. Unlock the exclusive benefits available to you by becoming a member today and join our credit union supporting the community.
Loan Calculator
Apply for a loan today with interest rates that suit you!
Maximum Loan Term :
10.5%
10.5%
10.5%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Why borrow from Naomh Breandan Credit Union?
At Naomh Breandán Credit Union, our loans are designed with you in mind. Whether it’s for education, a new car, home improvements, or unexpected expenses, we’re here to support you with fair, flexible, and affordable lending.
Unlike other lenders, our focus is on people, not profit. That means no hidden fees, no penalties for early repayments, and repayment schedules tailored to suit your circumstances. Loans are approved based on your ability to repay, not necessarily on the amount you have saved—though we always encourage healthy savings habits.
Our friendly Loans Officers will work with you to find the loan that best fits your needs, giving you peace of mind and the confidence to move forward.
The benefits of borrowing from us
A credit union loan is different to any other loan on offer in your community. There are Terms & Conditions to all loans.
A loan is insured at no cost to the member against disability or death
Once you are eligible for a Credit Union Loan, repayment terms can be designed around your needs
Repayments are calculated on your REDUCING balance so you will pay less interest with each repayment
You can pay your loan early, make additional lump sum repayments or increase your regular repayments without penalty
Wide range of very competitive, reasonable and fair rates
There is no charge when you take out the loan and there are no hidden fees or transaction charges
Naomh Breandan Credit Union Limited is Regulated by the Central Bank of Ireland. Reg No. 135CU
All Loans are subject to approval. Terms & Conditions Apply. Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may limit your ability to access finance in the future. The loan calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. For more information, please contact us at 091 841 773 or at info@naomhbreandancu.ie
